Terms

Terms of use

Susman Insurance Agency, holding California License 0B75129, operates this website. It offers general life insurance information and a quoting system that compares carrier rates based on your responses.

Quotes are approximations. The rates displayed come from carriers for your selected health class and are informational. They do not represent an insurance offer, a locked-in price, or approval. The carrier determines the actual premium, final rate class and whether you're eligible through underwriting; the issued policy and its terms are what count.

No insurance is in force here. Requesting quotes, submitting an application or sending a message does not activate any coverage. Coverage only becomes real when a carrier issues a policy that you accept and pay for.

Availability. Products, participating carriers and pricing depend on where you live and your personal circumstances and may shift at any time. Quotes shown here are for California residents.

Educational content. Articles and guides here are general information, not legal advice, tax guidance or financial recommendations. Check with a qualified professional about anything important to your situation.

External platform. The apply page connects to a secure application system run by a third party with its own separate terms.